UBD Network DeTrust

The UBD Network and DeTrust Multisig Wallet are at the core of a growing decentralized finance (DeFi) ecosystem designed to empower users with secure, flexible, and collaborative solutions for managing digital assets. Together, these platforms form an interconnected ecosystem that leverages advanced technologies such as multisignature security, smart contracts, and blockchain integration to cater to both individuals and businesses.
The ecosystem is built on a foundation of trust, decentralization, and automation, allowing users to interact with their assets in a streamlined, transparent, and user-friendly manner. Below, we explore how these elements come together to create a dynamic and comprehensive ecosystem that addresses a wide range of use cases in the crypto space.

The UBD Network is the backbone of this ecosystem, providing the infrastructure and utility needed to power DeTrust and other decentralized applications (dApps) that are built on the platform. The UBD Network is designed to support a variety of financial services and operations, making it a versatile tool for both institutional and retail users. Key features of the UBD Network include:

1. Interoperability Across Blockchains: The UBD Network integrates with major blockchain platforms such as Ethereum, Arbitrum, Optimism, etc. allowing users to interact seamlessly with multiple ecosystems. This cross-chain compatibility enables users to leverage the best features of each blockchain, whether it's smart contract functionality or low transaction fees.
2. Native Tokens – UBDN and UBD: The UBD Network operates with two key tokens—UBDN (the governance and utility token) and UBD (the reward token). These tokens work together to drive user engagement, incentivize participation, and ensure smooth governance within the platform. While UBDN tokens enable users to participate in decision-making and staking, UBD tokens are distributed as rewards for actions taken within the ecosystem, such as securing the network as a Keeper.
3. Decentralized Finance Capabilities: UBD Network offers a suite of DeFi solutions, including liquidity pools, staking, and decentralized exchanges (DEX). Users can lend, borrow, and trade assets within the network, all while benefiting from multisignature security and transparent transaction tracking.
4. Smart Contract Automation: The UBD Network’s smart contracts provide the foundation for many of the automated processes in the DeTrust ecosystem, enabling features like automated payroll, crypto inheritance, and trust fund management. This automation simplifies complex financial processes, reducing the need for intermediaries and ensuring that users have full control over their assets.

At the heart of the ecosystem is DeTrust, a multisignature wallet that enables users to manage their digital assets securely and collaboratively. By leveraging the UBD Network, DeTrust ensures that users can interact with their assets across multiple blockchains while enjoying advanced features such as smart contract-based automation, delayed transfer of signing rights, and crypto trust fund management.

1. Multisig Wallet Functionality: DeTrust allows users to create multisignature wallets, where multiple parties are required to approve transactions. This is essential for collaborative asset management, whether for investment funds, family wealth, or corporate treasuries. Multisig wallets ensure that no single person can control the assets unilaterally, reducing the risk of fraud and promoting accountability.
2. Automation Through Smart Contracts: DeTrust integrates the UBD Network’s smart contracts to automate key processes such as fund distribution, payroll, and inheritance. Users can set up wallets that automatically release funds based on predefined conditions, such as specific dates or milestones, making DeTrust ideal for trust funds, inheritance solutions, and long-term planning.
3. Ecosystem Integration: DeTrust is fully integrated with the UBD Network, allowing users to participate in the broader DeFi ecosystem while maintaining control over their assets. Whether staking UBDN tokens, earning rewards in UBD, or participating in decentralized governance, DeTrust users can take full advantage of the network’s capabilities.
4. Decentralized Governance: UBDN token holders can vote on important decisions within the ecosystem, ensuring that the platform evolves in a decentralized and user-driven manner. This governance model encourages active participation and provides users with the power to influence the future direction of the platform.

The UBD Network and DeTrust are continually expanding through partnerships with other DeFi platforms, exchanges, and decentralized applications. This expansion ensures that users can access a wide variety of financial services while benefiting from the security and automation features of the DeTrust platform. Partnerships with Layer 2 solutions and other blockchain projects provide users with faster, more cost-effective transactions while maintaining the integrity of their assets.

• Layer 2 Integrations: By integrating with Layer 2 scaling solutions such as Arbitrum and Optimism, DeTrust enables faster transactions with lower fees, making it an attractive option for users looking to manage large volumes of assets efficiently.
• Exchange and DeFi Partnerships: DeTrust integrates with decentralized exchanges (DEXs) and other DeFi platforms to provide liquidity, trading, and lending opportunities for its users. This enhances the ecosystem's functionality, allowing users to leverage their assets in multiple ways while remaining within the secure confines of the DeTrust platform.

The UBD Network and DeTrust together form a comprehensive ecosystem that offers secure, flexible, and user-friendly solutions for managing digital assets. By combining multisig security, smart contract automation, and interoperability with leading blockchains, the UBD Network and DeTrust empower users to manage their assets confidently and collaboratively. With ongoing integrations and a focus on decentralized governance, the ecosystem is designed to grow and adapt to the evolving needs of the crypto and DeFi communities.

Whether you are managing corporate treasuries, setting up inheritance plans, or participating in investment clubs, the DeTrust ecosystem provides the tools and infrastructure needed to succeed in the world of decentralized finance.

The DeTrust Multisig Wallet leverages advanced security mechanisms to provide unmatched protection for users managing crypto assets. At the heart of DeTrust’s architecture is a focus on Multisignature Security, Smart Contracts, and Blockchain Auditable Transactions. This security framework ensures that users can trust DeTrust to protect their funds while enabling Decentralized Financial Governance and Collaborative Fund Management with transparency and accountability.

One of the core components of the DeTrust platform is its Multisignature Wallet technology. This feature offers a shared security model where multiple private keys are required to authorize transactions, ensuring that no single party has complete control over a wallet. This setup is critical for organizations and individuals who need to minimize the risk of asset mismanagement or fraud.

• How Multisig Works: In a typical multisig wallet, a predefined number of signatures (private keys) is needed to approve any transaction. For example, a 3-of-5 multisig setup would require three out of five keyholders to approve a transaction before it can be executed. This approach is ideal for businesses, investment groups, and DAOs that require Collaborative Decision-Making in Crypto.
• Enhanced Fraud Prevention: Multisig security ensures that even if one keyholder is compromised, unauthorized transactions cannot take place without approval from the other keyholders. This dramatically reduces the risk of fraud, making DeTrust a leader in Crypto Fraud Prevention and Digital Asset Protection.

Multisig wallets also introduce resilience against the loss of private keys. Since transactions require multiple keys, the loss of one or more keys does not immediately lock out access to funds, providing additional layers of Crypto Asset Security.

Smart Contracts are integral to DeTrust’s security architecture, providing a trustless environment where predefined conditions govern the release and management of funds. Smart contracts enable automated processes that reduce the need for manual intervention, thus minimizing human error and the risk of insider fraud. These contracts can be used in various applications, such as:

• Smart Contract Trust Funds: Users can set up trust funds that automatically distribute assets over time or upon the fulfillment of certain conditions (e.g., reaching a specific date or milestone). This feature ensures that Crypto Trust Funds are managed securely without requiring ongoing oversight by a third party.
• Automated Transaction Approvals: For large organizations or DAOs, smart contracts can be programmed to handle routine transactions with multisig approval, reducing bottlenecks and enabling efficient Decentralized Financial Management.

Smart Contracts in the DeTrust system are deployed on the blockchain, making them immutable and transparent. This ensures that all stakeholders can audit the contracts and understand the rules governing their funds, increasing trust and reducing the possibility of disputes.

Transparency is key to Decentralized Financial Governance and Crypto Compliance. DeTrust ensures that all transactions are recorded on the blockchain, providing a full audit trail for every action taken within the wallet. This feature benefits both individuals and organizations by allowing for:

• Complete Accountability: Every transaction is visible on the blockchain, ensuring that all actions taken by keyholders can be traced and verified. This is essential for DAOs and businesses that require transparent fund management to maintain trust among stakeholders.
• Regulatory Compliance: For businesses operating in regions with stringent crypto regulations, the ability to provide Blockchain Auditable Transactions ensures that they can meet compliance requirements. DeTrust’s system allows organizations to generate audit reports easily, reducing the complexity of regulatory oversight.
• Internal Governance: In organizations where, multiple stakeholders need oversight of fund movements, the blockchain auditability feature ensures that everyone has visibility into how funds are used, promoting Collaborative Governance Tools and reducing the risk of mismanagement.

This system also supports Crypto Payroll Systems, DAO Treasury Management, and other financial operations that demand transparency, making DeTrust an ideal solution for organizations that prioritize accountability.

DeTrust goes beyond standard multisig wallets by offering advanced fraud prevention and recovery mechanisms. These features include:

• Conditional Multisig Approvals: DeTrust allows for flexible transaction rules where different approval thresholds can be set based on transaction size or risk level. For example, larger transactions might require more signers than smaller ones. This feature ensures that Crypto Risk Management is optimized for both routine and high-value transfers.
• Emergency Access Protocols: In the event of an emergency where keyholders are unable to access their wallets (e.g., due to incapacitation or loss of keys), DeTrust’s Crypto Emergency Access Protocols ensure that funds are not permanently lost. Users can designate backup signers or recovery processes to regain control over assets without compromising security.

These mechanisms provide peace of mind for users concerned about the long-term security of their assets, offering robust Crypto Financial Safety Nets for a variety of use cases.

DeTrust is designed to promote Decentralized Corporate Governance and DAO Treasury Management, where security is a collective responsibility. Key features that ensure the highest level of governance include:

• Regular Security Audits: DeTrust conducts regular audits of its smart contracts and security protocols to ensure they remain free of vulnerabilities. These audits are transparent and available for review by the community, providing confidence that the system is secure.
• Decentralized Governance Participation: Keepers, users, and stakeholders have the opportunity to participate in the governance of the DeTrust platform. This includes voting on network upgrades, security policies, and token economics, ensuring that decisions about the platform’s future are made collaboratively and transparently.

By incorporating decentralized governance into the platform’s architecture, DeTrust ensures that the system remains secure, accountable, and adaptable to the evolving needs of its users.

The DeTrust Multisig Wallet is built on a foundation of robust security architecture that ensures the safety of assets through Multisignature Security, Smart Contracts, and Blockchain Auditable Transactions. By combining advanced fraud prevention mechanisms, transparency, and decentralized governance, DeTrust provides users with the peace of mind that their assets are protected at all times.

Whether you are managing large corporate treasuries, planning for long-term wealth transfers, or participating in decentralized organizations, DeTrust offers the tools you need for secure, transparent, and flexible digital asset management.

Please read the entirety of this “disclaimer” section carefully.
Nothing herein constitutes legal, financial, business, or tax advice and you should consult your own legal, financial, tax, or other professional advisors before engaging in any activity in connection herewith.

Nor UBD Network, nor any service provider shall be liable for any kind of direct or indirect damage or loss whatsoever that you may suffer in connection with accessing this whitepaper, the website at www.ubdn.com, or any other websites or materials published by UBD Network.

Project purpose: All contributions will be applied towards advancing, promoting the research, design, and development of, and advocacy for community-driven innovation to benefit people around the world, focusing on the UBD Network protocol.

The UBD Network team and their respective affiliates would develop, manage and operate the UBD Network Platform.

Nature of the Whitepaper: The Whitepaper and the Website are intended for general informational purposes only and do not constitute a prospectus, an offer document, an offer of securities, a solicitation for investment, or any offer to sell any product, item, or asset (whether digital or otherwise).

The information herein may not be exhaustive and does not imply any elements of a contractual relationship.

There is no assurance as to the accuracy or completeness of such information and no representation, warranty, or undertaking is or purported to be provided as to the accuracy or completeness of such information.

Where the Whitepaper or the Website includes information that has been obtained from third- party sources, the UBD Network and their respective affiliates have not independently verified the accuracy or completion of such information.

Further, you acknowledge that circumstances may change and that the Whitepaper or the Website may become outdated as a result; and neither the UBD Network is under any obligation to update or correct this document in connection therewith.

Token Documentation: Nothing in the Whitepaper or the Website constitutes an offer by the UBD Network team to sell any UBD Network token (as defined herein) nor shall it or any part of it nor the fact of its presentation form the basis of, or be relied upon in connection with, any contract or investment decision.

Nothing contained in the Whitepaper or the Website is or may be relied upon as a promise, representation, or undertaking as to the future performance of the UBD Network Platform.

The information set out in the Whitepaper and the Website is for community discussion only and is not legally binding.

No person is bound to enter into any contract or binding legal commitment about the acquisition of the UBD Network token, and no virtual currency or another form of payment is to be accepted based on the Whitepaper or the Website.

The agreement for sale and purchase of UBD Network token and/or continued holding of UBD Network token shall be governed by a separate set of Terms and Conditions or Token
Purchase Agreement (as the case may be) setting out the terms of such purchase and/or continued holding of UBD Network token (the Terms and Conditions), which shall be separately provided to you or made available on the Website.

The Terms and Conditions Documentation must be read together with the Whitepaper.

In the event of any inconsistencies between the Terms and Conditions and the Whitepaper or the Website, the Terms and Conditions shall prevail.

Deemed Representations and Warranties: By accessing the Whitepaper or the Website (or any part thereof), you shall be deemed to represent and warrant to the UBD Network, and their respective affiliates, as follows:

1. in any decision to purchase any UBD Network token, you have shall not rely on any statement set out in the Whitepaper or the Website;
2. you will and shall at your own expense ensure compliance with all laws, regulatory requirements, and restrictions applicable to you (as the case may be);
3. you acknowledge, understand, and agree that UBD Network tokens may have no value, there is no guarantee or representation of value or liquidity for UBD Network token, and UBD Network token is not an investment product including for any speculative investment;
4. none of the UBD Network, their respective affiliates, shall be responsible for or liable for the value of UBD Network tokens, the transferability and/or liquidity of UBD Network tokens, and/or the availability of any market for UBD Network tokens through third parties or otherwise; and
5. you acknowledge, understand, and agree that you are not eligible to purchase any UBD Network tokens if you are a citizen, national, resident (tax or otherwise), domiciliary, and/ or green card holder of a geographic area or country where it is likely that the sale of UBD Network tokens would be construed as the sale of a security (howsoever named), financial service or investment product and/or where participation in token sales is prohibited by applicable law, decree, regulation, treaty, or administrative act; and to this effect, you agree to provide all such identify verification document when requested for the relevant checks to be carried out.

The UBD Network team does not purport to make and hereby disclaims, all representations, warranties, or undertaking to any entity or person (including without limitation warranties as to the accuracy, completeness, timeliness, or reliability of the contents of the Whitepaper or the Website, or any other materials published by the UBD Network). To the maximum extent permitted by law, the UBD Network, not be liable for any indirect, special, incidental, consequential, or other losses of any kind, in tort, contract, or otherwise (including, without limitation, any liability arising from default or negligence on the part of any of them, or any loss of revenue, rewards or profits, and loss of use or data) arising from the use of the Whitepaper or the Website, or any other materials published, or its contents (including without limitation any errors or omissions) or otherwise arising in connection with the same.

Prospective purchasers of UBD Network tokens should carefully consider and evaluate all risks and uncertainties (including financial and legal risks and uncertainties) associated with the UBD Network token sale, and the UBD Network team.

Token features: The native digital cryptographically-secured utility token of the UBD Network Platform (UBD/UBDN tokens) is a transferable representation of attributed functions specified in the protocol/code of the UBD Network Platform, designed to play a major role in the functioning of the UBD Network ecosystem, and intended to be used solely as the primary utility token on the platform.

UBD Network tokens are non-refundable functional utility tokens that will be used as the medium of exchange between participants on the UBD Network Platform.

The goal of introducing the UBD Network token is to provide a convenient and secure mode of work within the ecosystem on the UBD Network.

UBD Network tokens do not in any way represent any shareholding, participation, right, title, or interest in the UBD Network, their respective affiliates, or any other company, enterprise, or undertaking, nor will UBD Network tokens entitle token holders to any promise of fees, dividends, revenue, profits or investment returns. UBD Network tokens may only be used on the UBD Network Platform, and ownership of UBD Network tokens carries no rights, express or implied, other than the right to use UBD Network tokens as a means to enable usage of and interaction within the UBD Network Platform.

As a decentralized network, the UBD Network relies on various participants to provide resources for network maintenance, and so UBD Network tokens will be used as the medium of exchange to quantify and pay the costs of the consumed resources.

UBD Network tokens are an integral and indispensable part of the UBD Network Platform because without UBD Network tokens, there would be no incentive for users to expend resources to participate in activities or provide services for the benefit of the entire ecosystem on the UBD Network Platform.

Users of the UBD Network Platform and/or holders of UBD Network tokens who did not actively participate will not receive any UBD Network token incentives.

UBD Network tokens would have the following features:

1. pay within the ecosystem for various services, such as trust contract creation and monthly trust fees;
2. keep amount of tokens as a pool and run a validating node (providing computational resources to validate information/produce blocks) as part of the network by participating in the staking process;

Disclaimers relating to the UBD and UBDN tokens: It is expressly highlighted that UBD and UBDN tokens

1. do not have any tangible or physical manifestation, and does not have any intrinsic value (nor does any person make any representation or give any commitment as to its value);
2. are non-refundable and cannot be exchanged for cash;
3. are not intended to represent any rights under a contract for differences or any other contract the purpose or pretended purpose of which is to secure a profit or avoid a loss;
4. are not intended to be a representation of money (including electronic money), security, commodity, bond, debt instrument, unit in a collective investment scheme, or any other kind of financial instrument or investment;
5. are not a loan or any of their respective affiliates, are not intended to represent debt, and there is no expectation of profit; and do not provide the token holder with any ownership or other interest.

The contributions will be held by the UBD Network after the token sale, and contributors will have no economic or legal right over or beneficial interest in these contributions or the assets of that entity after the token sale.

Informational purposes only: The information set out herein is only conceptual, and describes the future development goals for the UBD Network to be developed. In particular, the project roadmap in the Whitepaper is being shared to outline some of the plans of the UBD Network, and is provided solely for informational purposes and does not constitute any binding commitment.

Please do not rely on this information in making purchasing decisions because ultimately, the development, release, and timing of any products, features or functionality remains at the sole discretion of the UBD Network, and is subject to change.
Further, the Whitepaper or the Website may be amended or replaced from time to time. There are no obligations to update the Whitepaper or the Website or to provide recipients with access to any information beyond what is provided herein.

Users must accept and fully understand the fact of possible risks:

• Users must accept and fully understand that they are the only one who bears full responsibility for storing their private keys and any mnemonic (backup) phrase associated with those keys in a safe place where you can recover them; otherwise, they risk losing control over any and all digital assets that are associated with those private keys, forever.
• Users acknowledge and agree that information associated with their UBD Network account can be lost and UBD Network Web may not be able to restore it. Since UBD Network Web does not have the user's private keys. UBD Network will not be able to decrypt any data associated with your security keys.
• Users acknowledge and agree that they shall assume all responsibility for interaction with Smart Contracts and Trust Contracts, Trust Terms, and its change, cancelation, or alteration since Trusts can be controlled only by the one who creates it.
• Each user accepts that he is the only one who is responsible for his transaction details to transfer digital assets and accept the fact that transactions can’t be canceled and in case of wrong transaction details (address), funds will be lost forever.
• Every user of the UBD Network system understands that he is the only one who is responsible before his local, state, federal, and/or international tax laws and tax authorities for his assets and rewards including his digital funds.
• Users accept and fully understand that if UBD Network infrastructure stop working it may suspend the operation of the whole system so assets could be temporarily frozen.
• Users acknowledge and agree that UBD Network is not responsible for the risk of a third party, for example, if Ethereum infrastructure fails or if Bitcoin or any other coin that provides UBD Network liquidity or UBD Reserve ceases to exist, it may terminate UBD Network operation and all assets will be temporarily blocked or lost forever.
• Users acknowledge and agree that UBD Network is not responsible for the risk of the high volatility of Bitcoin or any other coin that provides UBD Network liquidity since it may terminate UBD Network operation and all assets can be blocked for an unknown period of time.
• Users acknowledge and agree that UBD Network is free of its responsibilities in case of any force majeure events such as natural events, political and special events, economic and financial events, infrastructure, and any other superior or irresistible forces, that may terminate UBD Network operation and as a result, block all assets temporary or forever.

Regulatory approval: No regulatory authority has examined or approved, whether formally or informally, any of the information set out in the Whitepaper or the Website. No such action or assurance has been or will be taken under the laws, regulatory requirements, or rules of any jurisdiction. The publication, distribution, or dissemination of the Whitepaper or the Website does not imply that the applicable laws, regulatory requirements, or rules have been complied with.

Note on forward-looking statements: All statements contained herein, statements made in press releases or any place accessible by the public, and oral statements that may be made by the UBD Network team, may constitute forward-looking statements (including statements regarding the intent, belief, or current expectations concerning market conditions, business strategy and plans, financial condition, specific provisions, and risk management practices). You are cautioned not to place undue reliance on these forward-looking statements given that these statements involve known and unknown risks, uncertainties, and other factors that may cause the actual future results to be materially different from that described by such forward-looking statements, and no independent third party has reviewed the reasonableness of any such statements or assumptions. These forward-looking statements are applicable only as of the date indicated in the Whitepaper, as well as the UBD Network team expressly disclaims any responsibility (whether express or implied) to release any revisions to these forward-looking statements to reflect events after such date.

References to companies and platforms: The use of any company and/or platform names or trademarks herein does not imply any affiliation with, or endorsement by, any third party. References in the Whitepaper or the Website to specific companies and platforms are for illustrative purposes only.

English language: The Whitepaper and the Website may be translated into a language other than English for reference purposes only and in the event of conflict or ambiguity between the English language version and translated versions of the Whitepaper or the Website, the English language versions shall prevail. You acknowledge that you have read and understood the English language version of the Whitepaper and the Website.

By attending any presentation on this Whitepaper or by accepting any hard or soft copy of the Whitepaper, you agree to be bound by the foregoing limitations.

IF YOU HAVE ANY DOUBTS AS TO WHAT ACTIONS YOU SHOULD TAKE, WE RECOMMEND THAT YOU CONSULT WITH YOUR LEGAL, FINANCIAL, TAX OR OTHER PROFESSIONAL ADVISOR(S). No part of this Whitepaper is to be reproduced, distributed or disseminated without including this section.

The sole purpose of this Whitepaper is to present tokens to potential token holders. The information is provided for INFORMATION PURPOSES only.

It may not be exhaustive and doesn’t imply any elements of a contractual relationship or obligations. Despite the fact that we make every effort to ensure the accuracy, up to date and relevance of any material in this Whitepaper, this document and materials contained herein are not professional advice and in no way constitutes the provision of professional advice of any kind.

Further, Project reserves the right to modify or update this Whitepaper and information contained herein, at any moment and without notice. To the maximum extent permitted by any applicable laws, regulations and rules, Project doesn’t guarantee and doesn’t accept legal responsibility of any nature, for any indirect, special, incidental, consequential or other losses of any kind, in tort, contract or otherwise (including but not limited to loss of revenue, income or profits, and loss of use or data), arising from or related to the accuracy, reliability, relevance or completeness of any material contained in this Whitepaper.

You don’t have the right and shouldn’t buy tokens if you are a citizen or resident (tax or otherwise) of any country or territory where transactions with digital tokens and/or digital currencies are prohibited or in any other manner restricted by applicable laws. (“Person” is generally defined as a natural person residing in the relevant state or any entity organized or incorporated under the laws of the relevant state). Purchased tokens cannot be offered or distributed as well as cannot be resold or otherwise alienated by their holders to mentioned persons. It is your sole responsibility to establish, by consulting (if necessary) your legal, tax, accounting or other professional advisors, what requirements and limitations, if any, apply to your particular jurisdiction, and ensure that you have observed and complied with all restrictions, at your own expense and without liability to Project.
Tokens UBDN are not and will not be intended to constitute securities, digital currency, commodity, or any other kind of financial instrument and have not been registered under relevant securities regulations, including the securities laws of any jurisdiction in which a potential token holder is a resident.

This Whitepaper is not a prospectus or a proposal, and its purpose is not to serve as a securities offer or request for investments in the form of securities in any jurisdiction. However, in spite of the above, legislation of certain jurisdictions may, now or in future, recognize UBDN tokens as securities.

Project does not accept any liability for such recognition and\or any legal and other consequences of such recognition for potential owners of UBDN tokens, nor pro- vide any opinions or advice regarding the acquisition, sale or other operations with UBDN tokens, and the fact of the provision of this Whitepaper doesn’t form the basis or should not be relied upon in matters related to the conclusion of contracts or acceptance investment decisions.